Best FREE Debit Cards for travellers
Before you go on holiday, there are some things you need to know about saving money on your credit/debit card. Mainly, all the banks charge for the cards what we have. When we go overseas and pay / withdrawal money, we pay commissions. Have you heard about no commissions and free debit cards?
Free Debit card by Revolut, N26 or Transferwise, Monese with no any fees? Sounds too good to be true, but believe or not, this exists already for years. This should help protect your pocket. All these 4 cards are great choices for international travelers.
Revolut Ltd is a digital banking alternative that includes a pre-paid debit card (MasterCard or VISA), currency exchange, cryptocurrency exchange and peer-to-peer payments.
With free account (which means no monthly or yearly fees) you can withdraw up to 200 EUR/month without any extra fees. Spend abroad with no fees. Revolut is the perfect travel companion, allowing you to spend fee-free with the real exchange rate in over 130 currencies.
Send money globally for free
Fast, free and secure money transfers to bank accounts in over 120 countries, while saving you up to 8% by using the real exchange rate.
From as little as £1.00 or €1.00 per day, you’ll be covered worldwide for medical and dental and you’ll only have to pay for the days that you actually go away. In addition, Revolut smart geolocation technology can automatically detect when you leave and return to your home country and turn your cover on or off – magic. To read about all Revolut’s features go to their site.
N26 is Europe’s first mobile bank. It provides a free basic current account and a Debit MasterCard card for their customers. Additionally, customers can request an overdraft, investment products, and premium current accounts. The account opening process takes just 8 minutes. Only holders of certain passports and ID cards can verify their identity online.
It’s a bank account for your phone. Get an IBAN and do everything you can do with a traditional bank, except easier, and from anywhere. A very similar debit card/money application like Revolut.
International transfers into 19 foreign currencies
N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It’s up to 6x cheaper than using traditional banks.
This card choice is better than Revolut if you travel more and plan to withdraw 500+ EUR monthly in other currency than euro. Because with N26 Black, which costs 5.90 EUR/month you don’t pay any fees for money withdrawals in other currency than euro. To read more about N26, go to their site.
For mobile people
Banking for mobile people – instant and portable across all of Europe. No proof of address required. App and service in 12 languages.
Smart and Connected
Use Monese as your designated main account. Receive and make payments, set up Direct Debits, shop online and in person – all with one account.
Monese is subject to FCA regulations. Monese protects 100% of your money by holding it at major banks and never reinvesting it.
Monese is not a bank – they specialize in one thing and that’s current accounts.
- Unlimited transactions
- Receive £ or € bank transfers
- Contactless debit card
- Fast bank transfers
- Get cash at ATMs globally
- Direct debits
Easier, faster, more secure payments. Now available with your Monese cards in France, Germany, Belgium, Denmark, Finland, Ireland, Italy, Poland, Spain, Sweden, the UK and other countries. This means you can make payments in person using your iPhone or for iOS apps and around the web where it is accepted. With a tap on your phone, you now have the ability to pay thousands of shops and other merchants.
The TransferWise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You’ll get low conversion fees, and zero transaction fees.
- Free to pay with currencies in your account
- Free ATM withdrawals up to £200 a month
- Only pay a small conversion fee when you convert your money — typically between 0.35% and 1%
- Automatically convert your money at the real exchange rate
Get paid from 30+ countries
Get instant international bank details to receive money from over 30 countries, without paying any fees. You’ll get:
- Australian account number and BSB code
- British account number and sort code
- European IBAN
- US account number and routing number
Use these personal bank details to receive money from Australia, the US, the UK, and any country in the Eurozone. For free.
These companies are focused on modern design, personalization, low fees and snappy customer service to tempt people in.
Remember, to order a debit card and test it does not cost you anything!