Best FREE Debit Cards for travellers

Before you go on holiday, there are some things you need to know about saving money on your credit/debit card. Mainly, all the banks charge for the cards what we have. When we go overseas and pay / withdrawal money, we pay commissions. Have you heard about no commissions and free debit cards?

Free Debit card by Revolut, N26 or Transferwise, Monese with no any fees? Sounds too good to be true, but believe or not, this exists already for years. This should help protect your pocket. All these 4 cards are great choices for international travelers.




Revolut Ltd is a digital banking alternative that includes a pre-paid debit card (MasterCard or VISA), currency exchange, cryptocurrency exchange and peer-to-peer payments. 

With free account (which means no monthly or yearly fees) you can withdraw up to 200 EUR/month without any extra fees. Spend abroad with no fees. Revolut is the perfect travel companion, allowing you to spend fee-free with the real exchange rate in over 130 currencies.

Send money globally for free

Fast, free and secure money transfers to bank accounts in over 120 countries, while saving you up to 8% by using the real exchange rate.

Travel Insurance

From as little as £1.00 or €1.00 per day, you’ll be covered worldwide for medical and dental and you’ll only have to pay for the days that you actually go away. In addition, Revolut smart geolocation technology can automatically detect when you leave and return to your home country and turn your cover on or off – magic. To read about all Revolut’s features go to their site.


Best FREE Debit Cards for travellers


N26 is Europe’s first mobile bank. It provides a free basic current account and a Debit MasterCard card for their customers. Additionally, customers can request an overdraft, investment products, and premium current accounts. The account opening process takes just 8 minutes. Only holders of certain passports and ID cards can verify their identity online.

It’s a bank account for your phone. Get an IBAN and do everything you can do with a traditional bank, except easier, and from anywhere. A very similar debit card/money application like Revolut.

International transfers into 19 foreign currencies

N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It’s up to 6x cheaper than using traditional banks.

This card choice is better than Revolut if you travel more and plan to withdraw 500+ EUR monthly in other currency than euro. Because with N26 Black, which costs 5.90 EUR/month you don’t pay any fees for money withdrawals in other currency than euro. To read more about N26, go to their site.

n26 debit card

MONESE (€15 bonus on your account)

For mobile people

Banking for mobile people – instant and portable across all of Europe. No proof of address required. App and service in 12 languages.

Smart and Connected

Use Monese as your designated main account. Receive and make payments, set up Direct Debits, shop online and in-person – all with one account.

FCA regulated

Monese is subject to FCA regulations. Monese protects 100% of your money by holding it at major banks and never reinvesting it.

Apple Pay

Easier, faster, more secure payments. Now available with your Monese cards in France, Germany, Belgium, Denmark, Finland, Ireland, Italy, Poland, Spain, Sweden, the UK and other countries. This means you can make payments in person using your iPhone or for iOS apps and around the web where it is accepted. With a tap on your phone, you now have the ability to pay thousands of shops and other merchants.


monese card


The TransferWise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You’ll get low conversion fees, and zero transaction fees.

  • Free to pay with currencies in your account
  • Free ATM withdrawals up to £200 a month
  • Only pay a small conversion fee when you convert your money — typically between 0.35% and 1%
  • Automatically convert your money at the real exchange rate

Get paid from 30+ countries

Get instant international bank details to receive money from over 30 countries, without paying any fees. You’ll get:

  • Australian account number and BSB code
  • British account number and sort code
  • European IBAN
  • US account number and routing number

Use these personal bank details to receive money from Australia, the US, the UK, and any country in the Eurozone. For free.


transferwise debit card


These companies are focused on modern design, personalization, low fees and snappy customer service to tempt people in.

Remember, to order a debit card and test it does not cost you anything!

  • הג’ינג’י!

    Sounds great! It’s works also for middle east citizens? Or only for Europe

    • Edgars Plešs

      Yes, it is also for middle east citizens 😉

      • הג’ינג’י!

        But I should put money on this bank account for having money on the credit card. Isn’t it?

        • Edgars Plešs

          If u want money on card, it is sure you have to put some money 😉

          • הג’ינג’י!

            I thought money falling from the heaven 😉
            Look, I asked the TransferWise and here you are:
            “Hi there,

            Thank you for getting in touch.

            Currently we can only send funds to Israel as a outgoing currency.

            This means that unfortunately we do not have the possibility to receive funds sent from Israel just yet.

            Hopefully this will be possible in the future.

            My apologies for any inconveniences caused.

            If you have any questions or concerns, please do let me know.

            All the best.”

  • Siim Kuusik

    I have the Revolut and I works out fine so far 🙂

  • Jos Van de Vliet

    perhaps worth mentioning is that Revolut doesn’t work in e.g. China. Cards nor app, which makes topping up impossible as well as communicating with Revolut. And for Premium customers: the free travel insurance is a bit of a hoax. N26 worked fine on my last trip to China.

  • Clare Connell

    Hello I need to get a card to spend 4 months in Guatemala and 4 months travelling South America can you advise ?Thank you

  • Mary Jesus

    I have N26, it has free card shipping and 15€ credit.
    No taxes or fees, receive your free card and 15€ welcome credit!

    Use my ambassador code to receive the offers: mariajor6397